The European Commission will provide a prototype of a EU Digital Identity Wallet (EUDI) as set out in the proposed European Digital Identity Regulation. The proposal aims to enable European citizens and business to share identity data in a secure and convenient way.
The prototype wallet, procured under the Digital Europe Programme:
- serves to trial and inform the specifications developed by Member States in close collaboration with the Commission, as the common EU Toolbox to implement the EU Digital Identity Wallet;
- will be tested in a number of Large Scale Pilots that cover different sectors, such as healthcare, financial services, education and transport;
- will be made available for re-use by Member States, Pilot Projects and other contributors as open source.
An initial version of the reference implementation is to be made available on Github together with the first complete version of the common EU Toolbox to implement the EU Digital Identity Wallet in September 2023.
Large Scale Pilots
Prior to its roll-out in Member States the EU Digital Identity Wallet is piloted in four large scale projects, that launched on 1 April 2023. The objective of these projects is to test digital identity wallets in real-life scenarios spanning different sectors. Over 250 private companies and public authorities across 25 Member States and Norway, Iceland, and Ukraine will participate.
Eleven use cases are explored in particular:
- Accessing government services: Secure access to digital public services, such as applying for a passport or driver's licence, filing taxes, or accessing social security information.
- Opening a bank account: Verification of a user's identity when opening an online bank account, eliminating the need for the user to repeatedly provide their personal information
- SIM Registration: Proof of identity for the purpose of pre- and post-paid SIM card contracts (registration and activation), reducing fraud and costs for mobile network operators.
- Mobile Driving Licence: The storage and presentation of the mobile driving licence in both online and physical interactions such a driver providing their licence on the side of the road.
- Signing contracts: Creating secure digital signatures for signing contracts online, eliminating the need for paper documents and physical signatures.
- Claiming Prescriptions: Providing details of prescription to pharmacies and initiating the dispensation of medical products.
- Travelling: Presenting information from travel documents (e.g. the user's passport, visa, and other), allowing for quick and easy access when going through airport security and customs.
- Organisational Digital Identities: Proving you are a legitimate representative of an organisation.
- Payments: Verification of a user’s identity when initiating a payment online.
- Education certification: Proof of possession for educational credentials, such as diplomas, degrees, and certificates making it easier to apply for jobs or further education.
- Accessing Social Security benefits: An EU Digital Identity Wallet can be used to securely access a user's social security information and benefits, such as retirement or disability benefits. It can also be used to facilitate freedom of movement by storing documents such as the European Health Insurance Card.
Each pilot will each make use of components of the reference implementation developed by the European Commission and contribute to further enhance its security, user-friendliness and interoperability.
The 4 pilot projects are implemented by the respective consortium bringing together public and private actors from different Member States. You can see the areas they explore in the table below. The key is found underneath.
Table 2: Tested Use Cases by Large Scale Pilot and Country of origin of participating entities
1. Access to Electronic Government services; 2. Opening a Bank Account; 3. Registration for Mobile SIM; 4. Mobile driving licence; 5. Remote Qualified Electronic Signature; 6. ePrescription; 7. Digital Travel Credentials 8. Organisational Digital Identities; 9. Payments (Account-to-Account, Card-Based, Possibly Token-based); 10. Educational credentials and professional qualifications; 11. Portable Document A1 (PDA1)& European Health Insurance Card (EHIC)
Across six uses-cases the Potential European Consortiums for Digital Identity aims to promote their development and deployment. It specifically focuses on opportunities for the new infrastructure among public and private stakeholders and interoperability and scalability of solutions. The goal is to enable MS to build the necessary expertise and infrastructure, taking into account results of other EU funded projects and leveraging synergies.
Identify to and access a digital public service: Kurt is posted by his employer to another Member State. He needs to register as a resident in the new country and he can use his EU Digital Identity Wallet for this purpose. Kurt can also use his wallet to prove his identity for various online public services such as to register his driver's licence, or registering to vote in European or local elections, or to provide his fishing and hunting licence information when applying for a permit.
Opening a bank account: Andrzej uses an EU Digital Identity Wallet to verify their identity when opening an online bank account, eliminating the need for themselves to repeatedly provide their personal information.
Applying for a SIM: Nikos is visiting another Member State. They can use their EU Digital Identity Wallet to buy SIM card for his mobile phone from a local provider.
Receive and store the mobile driving licence: Peter has installed a personal digital wallet on his mobile phone. It has been provided by his home country, ensuring that the wallet has been issued to him personally. Peter's digital wallet allows him to download, store and use his mobile driving licence, replacing the document in his physical wallet.
Signing contracts: Kjerstin uses her EU Digital Identity Wallet when signing contracts online, as it provides a secure digital signature, eliminating the need for paper documents and physical signatures.
Claiming Prescriptions:João, a diabetic, needs to stock up on insulin while staying in a foreign country. Presenting his digital prescription received from his physician at home, he visits a local pharmacy to have the medicine dispensed.
This consortium, originating from set of Nordic and Baltic countries who, as well a Italy and Germany, involves several banks and will pilot the use of the EU Digital Identity Wallet for the authorisation of payments for products and services by the wallet user/holder. It aims to address the issuance of wallets, the provision of payment means by financial institutions, and the acceptance of and payment in a retail context.
Initiating Payments: Danika, for business purposes, holds banking accounts at financial institutions in several Member States. Previously, to authorise transactions when banking electronically, she had to use different means (e.g. a fingerprint, a one-time passcode, or affirmation to transaction approval queries send to her personal device). Now all banks use her EU Digital Identity Wallet for this purpose.
The Digital Credential for Europe (DC4EU) Consortium will pilot the use of the EU Digital Identity Wallet in both the educational sector (educational credentials and professional qualifications) and the Social Security domain (PDA1 and EHIC). The pilot will align with ESSPASS and the European Learning Model. This Large Scale Pilot is unique its use of the European Blockchain Services Infrastructure in the context of the EU Digital Identity Wallet.
Applying for a job: When applying for a job or further education online, Asta makes use of their EU Digital Identity Wallet to securely provide their education credentials (such as diplomas, degrees or certificates).
Accessing Social Security benefits: Jeroen’s has been employed in another Member State. Jeroen uses the EU Digital Identity Wallet to access to his social security information and benefits, such as retirement and disability benefits. When is current employer posts him again across border Jeroen uses the wallet to store documents such as the European Health Insurance Card.
The EU Digital Identity Wallet Consortium (EUWC) will use the EU Digital Identity Wallet to store and present Digital Travel Credentials enabling support free cross-border movement Europe. It will also focus on the development of business digital identity wallets that allow a citizen to effectively identify themselves anywhere in Europe as legitimate representatives of an organisation. Lastly it will employ the EU Digital Identity wallet to store payment credentials and authorise account-to-account based transactions, as well as card-based and possibly token based transactions.
Travelling: When preparing for their business trip, Doxa can store their passport, visa, and other travel documents on their mobile EU Digital Identity Wallet, allowing for quick and easy access when going through airport security and customs.
Organisational Digital Identities:Jānis and Laima together own a small hotel that has been awarded an eco label. Storing its digital representation in their company digital identity wallet, they can prove to customers that they meet strict environmental standards.
Initiating Payments:Danika, for business purposes, holds banking accounts at financial institutions in several Member States. Previously, to authorise transactions when banking electronically, she had to use different means (e.g. a fingerprint, a one-time passcode, or affirmation to transaction approval queries send to her personal device). Now all banks use her EU Digital Identity Wallet for this purpose.